NYF Forum - KIVA ANGELS - Giving back to the world

[asy]

I've recently discovered a fantastic site (Thanks to Andy46).

It's called KIVA.

It's a micro-lending site that really makes a difference to people in developing nations by lending them small loans. The loans are managed through local lending organisations who not only manage the loan, but, where needed and appropriate also give training in management skills and business skills to the borrower.

Also, the risk is spread because the lenders pool together, for example, if someone wants a loan of $250, they would get 10 x $25 loans from 10 different lenders. This is paid back over a fairly short time.

At the end of the pay-back period, you have the option of withdrawing your cash, turning it around and lending it to someone else, or donating it to Kiva management to run things.

I've started a NEW YOU FORUM LEnding group, you can see it HERE.

If you decide to join KIVA and make this HUGE difference in people's lives, please join our group, and also, please feel free to put the KIVA logo in your signature to proudly show your colours.

I have absolutely no ties with this company, other than that I have made a few small loans. I have done quite a bit of reading, I've read everything on the site I could, and also Googled "Kiva" and read a lot of articles about it.

BY ALL MEANS - DO YOUR OWN DUE DILLIGENCE!!!

If you DO find anything denegratory about it, please let me know. I would HATE to be promoting anything to our members if it wasn't totally above board, and at this time, to the best of my research, this is.

Please don't feel you HAVE to join, but please consider it.

I try to make a loan every month. I figure I won't really miss $25 in a month. It just means one less DVD for my collection!

You can also give Kiva Gift certificates, which may be a great idea for Christmas presents for the people who have everything! Last year I gave my cousin a goat (through World Vision) which was presented to an African Family. He was thrilled. This year he's getting a Kiva Cert!

Anyway, please consider it, if you can, and please spread the word!

asy.

PS: You can get an image for your signature int he IMAGE GALLERY or you can save the one out of my signature to your computer then upload it to your own signature. (Please note, kiva image may not be more than 100x50px)

[kiwinui]

This is a great site and for a significant birthday I asked people to set up a Kiva account rather than giving gifts...

Talk about the gift that keeps giving......

I think this is a brilliant idea and I whole heartedly support it.

[firecrystals]

Good idea! I'm going to check out this site.

[Ms. Jiggles]

Looks interesting!

[AlanserP]

Great sharing! Attempt our larger size loose fit straight leg pants.

[AlanserP]

Great sharing! maternity pants and skirts with fzillion.com/women/maternity/maternity-clothing/maternity-jeans.html